Pre-Qualification Process
Pico and Associates offers a free pre qualification service to our clients. Once we receive a few pieces of financial and hardship information, we will respond back within 24 to 48 hours with our opinion that a client will (or will not) qualify for a Loan Modification.
The advantage of the pre-qualification process is it saves time and may offer to a client suggestions of how better to present their case or what they may want to change to better present their situation. The pre-qualification process is a free service. After a client is pre-qualified and they wish to move forward, our legal staff is ready to help. When it comes to paying our fee, Pico and Associates stands ready to work out a payment plan with the client. We understand that money is tight and financial hardships have put people in difficult situations. Pico and Associates does not want the upfront payment to stand in the way of our clients achieving a Loan Modification.
Required Documentation (PDF files open in a new window):
There are 2 ways to send us your documentation.
Please take a few minutes to complete the above forms and share your background information with us so we may begin your pre-qualification. Please return the forms to the Fax number on the Deposit Guarantee Certificate (949-348-1952).
Adobe Acrobat Reader is required to view the documentation forms. To download a free version of Adobe Acrobat Reader, click here.
Pico and Associates offers a free pre qualification service to our clients. Once we receive a few pieces of financial and hardship information, we will respond back within 24 to 48 hours with our opinion that a client will (or will not) qualify for a Loan Modification.
The advantage of the pre-qualification process is it saves time and may offer to a client suggestions of how better to present their case or what they may want to change to better present their situation. The pre-qualification process is a free service. After a client is pre-qualified and they wish to move forward, our legal staff is ready to help. When it comes to paying our fee, Pico and Associates stands ready to work out a payment plan with the client. We understand that money is tight and financial hardships have put people in difficult situations. Pico and Associates does not want the upfront payment to stand in the way of our clients achieving a Loan Modification.
Required Documentation (PDF files open in a new window):
- Cover Letter
- Deposit Guarantee Certificate
- Financial Information
- Explanation of Financial Hardship and Hardship Letter
- Relief Services Agreement
- Bank Authorization & Release Form (completed & signed).
- Current Pay Stubs(one full month for entire household).
- Mortgage Statement (most recent month).
There are 2 ways to send us your documentation.
- Fill out any of the PDF forms above, print the form, and fax it to: 949-348-1952.
- Fill out any of the PDF forms above, save the form to your desktop (File > Save), then attach the form to an email addressed to: paul@picoandassociates.com
Please take a few minutes to complete the above forms and share your background information with us so we may begin your pre-qualification. Please return the forms to the Fax number on the Deposit Guarantee Certificate (949-348-1952).
Adobe Acrobat Reader is required to view the documentation forms. To download a free version of Adobe Acrobat Reader, click here.
